Disclaimer

Last updated: April 15, 2026

This Disclaimer applies to the use of Valtiva and its content. We provide information for general purposes only, and nothing on our website should be construed as professional advice specific to your individual circumstances. We encourage you to seek qualified professionals for personalised guidance tailored to your unique situation.

General Disclaimer

We strive to provide accurate and helpful information about life coaching, personal reinvention, midlife transition support, pre-retirement purpose coaching, building resilience, and second chapter programs. However, the content on our website is provided on an "as-is" basis without any warranties or guarantees. We do not warrant that our website will be error-free, uninterrupted, or free from harmful components.

While we make efforts to ensure all information is current and relevant, circumstances change frequently. We cannot guarantee that all content reflects the most up-to-date information or best practices in life coaching and personal development. External links on our website are provided for convenience only, and we are not responsible for the accuracy, completeness, or legality of external content.

We are not liable for any loss or damage resulting from your reliance on information provided through our website. This includes but is not limited to direct, indirect, incidental, consequential, or punitive damages arising from your use of our content or services.

No Professional Advice

The educational resources, articles, and information we provide are intended to be general in nature and should not be considered professional advice. We do not establish a client-coach relationship through our website, and nothing we provide should replace consultation with qualified professionals such as licensed therapists, financial advisors, legal practitioners, or certified life coaches.

Our content is designed to support your personal exploration and development but is not a substitute for professional guidance. Before making significant life decisions related to career changes, retirement planning, relationship matters, or mental health, we strongly recommend consulting with appropriate qualified professionals. Individual circumstances vary greatly, and what works for one person may not be suitable for another.

We do not diagnose, treat, or cure any medical, psychological, or emotional conditions. If you are experiencing mental health concerns, please reach out to a qualified healthcare provider or mental health professional.

Limitation of Liability

To the maximum extent permitted by applicable law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website, content, or services, even if we have been advised of the possibility of such damages. Our total liability shall be limited to the extent permitted by law.

We are not responsible for any loss of data, business interruption, or other damages resulting from technical issues, server failures, or circumstances beyond our control. Your use of our website is entirely at your own risk. We assume no responsibility for third-party content, services, or products mentioned or linked through our website.

By using our website, you acknowledge that you have read this disclaimer and agree to accept all risks associated with your use of our content and services.